Freelance income is rarely consistent. Some months are good. Some are slow. That part is normal.
What creates stress is when everything else moves with it.
I remember the COVID year, 2020. Everything was so stressful.
At that time, I was only depending on my offline freelance work as a Health Insurance Benefit Agent because my online freelance work was very unpredictable.
A simple system that helps freelancers stay organized, manage clients, and keep money steady even when income is not.
I did not know when I would get a client online, so I tried to focus on my offline work.
The problem was that face-to-face work was not allowed because of the pandemic and the rules that people were not allowed to go outside.
My work system broke.
At that time, I was renting, and I did not know if my full-time work would still open.
No one really knew what was going to happen next.
Everything was on lockdown.
Everybody was stressed because many businesses were closing.
People did not have enough money or food. And bills could not be stopped.
But you know what. That year was also the year I survived, not just the pandemic, but financially as well.
And do you know why.
Because I had a good employer before who still gave us our full salary for two months while we were on lockdown.
And my clients who had medical insurance under me increased their plans and paid in full.
I thought I was going to be in debt to my landlord because I still needed to pay rent.
I still had savings and emergency funds, but because no one knew when everything would go back to normal, spending needed to be very limited.
Those were very slow months.
Though I can say I was blessed and lucky because of my employer and my offline clients.
That experience stayed with me.
Unstable income is part of freelancing, but unstable systems make it harder to survive.
When your systems stay steady, even during slow months, you give yourself a chance to keep going.
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Post to you soon 📩
Charmaine 🩷😊